About Us

Your Solution For Alternative Business Funding

Iron Capital is simplifying the funding process and making it easier than ever to attain the working capital you need. We strive to make the process as seamless as possible so you can get back to running your business. To receive an approval within 24 hours requires only a one page application and the last three months of business bank statements. Unlike many of our competitors, we approve more than 90% of our applicants. Our hope is to build long lasting relationships with all of our clients and be the sole lender for all of your financing needs. We provide a fast, simple, and reliable for all business owners that have a need for alternative business funding!


Top Industries We Serve

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Healthcare
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Construction
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Restaurant
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Automotive
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Transportation
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Retail
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Wholesale
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Services

Frequently Asked Questions

How do I apply?
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You can call us at (646) 300-0356 or Click Here to get started!

My credit is not the best, will I still be able to get approved?
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Yes, while we do check credit, we have no minimum to qualify for one of our programs.

How can I use the funds once I receive them?
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You have the freedom to use the funds however need! We do not put restrictions on the use of the funds.

How much funding am I eligible for?
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The amount will vary depending on how much revenue your business generates, but typically it will be between $5,000 and $500,000.

Are there any fees to apply?
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No! Our application process is completely free and with no obligations.

Can I receive additional funding?
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Absolutely! Once you receive your initial funding you will keep the same dedicated representative for whenever you need any additional capital.

My business is seasonal, will I still qualify?
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Yes, we may require additional bank statements, but we have a funding option for every business no matter what the situation.

What if I want to pay off early?
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No problem. With most of our funding options you will receive a discount when you do!


Privacy Policy

Effective Date: January 2025

1. Introduction

Iron Capital LLC (“we,” “us,” or “our”) is dedicated to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and safeguarding of your information when you apply for or utilize our merchant cash advance services. By accessing our website ironcapllc.com or using our services, you consent to the practices described in this policy.

2. Information We Collect

We collect various types of information to provide and improve our services, including:

  • Personal Information:
    • Business owner’s name
    • Business name
    • Email address
    • Phone number
    • Physical address
  • Business Information:
    • Type of business (e.g., LLC, corporation, sole proprietorship)
    • Tax Identification Number (TIN) or Employer Identification Number (EIN)
    • Industry category
    • Annual revenue
    • Business registration details
  • Financial Information:
    • Bank statements
    • Merchant account information
    • Credit scores
    • Credit card transaction data
    • Financial projections
    • Tax returns and other financial documents
    • Other financial documents necessary to assess your application
  • Usage Data:
    • IP address
    • Browser type
    • Pages visited and time spent on those pages
    • Referring website
    • Device information (e.g., mobile or desktop)
  • Cookies and Tracking Technologies:
    • We may use cookies, web beacons, and similar technologies to collect data on your interactions with our website. You can manage cookie preferences through your browser settings.

3. How We Use Your Information

We may use your information for the following purposes:

  • Application Processing: To evaluate and process your application for merchant cash advances, including verifying your identity and assessing your creditworthiness.
  • Service Delivery: To provide, maintain, and improve our services, ensuring they meet your needs effectively.
  • Communication: To communicate with you regarding your application status, request additional information, and provide customer support.
  • Transaction Management: To process and manage cash advances, monitor repayments, and communicate with you regarding account updates, repayment schedules and service changes.
  • Marketing: To send you promotional materials and special offers related to our services, which you can opt-out of at any time.
  • Compliance and Risk Management: To comply with legal obligations, detect and prevent fraud, and protect our rights and the rights of others.

4. Sharing Your Information

We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:

  • Service Providers: We may share your information with third-party vendors who assist us in providing services, such as payment processors, credit reporting agencies, and customer service providers. These partners are required to protect your information and use it only for the purposes we specify.
  • Legal Compliance: We may disclose your information when required by law or in response to valid legal requests, such as subpoenas or court orders.
  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that business transaction.

5. Data Security

We implement reasonable security measures to protect your personal and financial information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and regular security assessments. However, please be aware that no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee the absolute security of your information.

6. Your Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

  • Access: The right to request copies of your personal data.
  • Correction: The right to request correction of inaccurate or incomplete data.
  • Deletion: The right to request deletion of your personal data, subject to certain exceptions.
  • Data Portability: The right to request the transfer of your personal data to another organization, where feasible.

To exercise these rights, please contact us using the information in the “Contact Us” section below.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Text Message Communications

By providing your mobile phone number, you consent to receive text messages from us regarding your Merchant Cash Advance application, funding updates, account information, payment reminders, and other relevant communications. These text messages may be sent via automated technology.

  • Opting In: By submitting your phone number, you expressly agree to receive text message communications from us related to our services. This consent is not a condition of purchasing or receiving a cash advance.
  • Opting Out: You may opt-out of receiving text messages at any time by replying “STOP” to any message you receive from us, or by contacting us at info@ironcapllc.com. Please note that after opting out, you may still receive important messages related to your account, including payment confirmations or legal notifications. 
  • Message and Date Rates: Standard message and data rates may apply to any text messages sent or received, depending on your mobile carrier. Check with your mobile service provider on your specific plan.
  • Third-Party Services: We may use third-party service providers to send text messages on our behalf. These providers are contractually required to protect your information and may not use your phone number for any purpose other than delivering the message we request.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have collected personal information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of any changes by posting the new Privacy Policy on our website and updating the effective date at the top of this document. Your continued use of our services after any changes signifies your acceptance of the revised Privacy Policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Iron Capital LLC
Info@ironcapllc.com
646-300-0356
315 15th St 1515, Jersey City, NJ 07310

This Privacy Policy complies with applicable privacy laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other relevant regulations specific to financial services and merchant cash advances.

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